Any processing fee, documentation charge, or other applicable fee paid to Nityadhan Finance Private Limited is non-refundable once the loan application has been processed or the loan has been sanctioned, except where a refund is required by applicable law or expressly approved by the Company.

In the event of duplicate, excess, or erroneous payments, customers may contact the Company with proof of payment. Upon verification, eligible refunds will be processed to the original source of payment or the customer’s registered bank account within 7–15 working days.

The Company reserves the right to determine the eligibility of any refund request in accordance with its internal policies, the loan agreement, and applicable laws.

Refund Policy as a new link like privacy policy, terms n condition…

At Nityadhan Finance Private Limited, we are committed to maintaining transparency and fairness in all our dealings with customers. This Refund Policy explains the circumstances under which refunds may be processed.

1. Processing Fees

* Processing fees paid towards the evaluation and processing of a loan application are non-refundable once the loan application has been processed or approved.

2. Duplicate or Excess Payments

* Any duplicate payment or excess amount received from a customer due to a technical error, banking issue, or accidental multiple payment shall be verified by the Company.
* Upon successful verification, the excess amount shall be refunded to the customer’s original bank account within 7–15 working days.

3. Loan Cancellation
* If a customer requests cancellation of the loan after disbursement, the request shall be governed by the terms of the Loan Agreement.
* Any applicable charges, interest, taxes, or penalties shall be deducted before processing any eligible refund.

4. Failed Transactions

* If an online payment is debited from the customer’s account but is not successfully received by the Company due to a technical failure, the refund shall be processed after verification with the payment gateway and the customer’s bank.

5. Refund Method

* All approved refunds will be credited only to the original source of payment or the customer’s registered bank account. Cash refunds will not be provided.

6. Refund Processing Time

* Eligible refunds will generally be processed within 7–15 working days, subject to banking and payment gateway timelines.

7. Contact for Refund Queries

For any refund-related questions, customers may contact respective branch head.